A home loan is the cheapest long-term loan available to most families.
You can use it to buy a flat, buy land and build, or repair an old house.
We compare banks, check your eligibility and complete the whole file for you.
Who is it for
Salaried people, business owners and NRIs buying property in Kerala.
How we help
- Eligibility and EMI calculation
- Compare bank offers
- Property and legal document check
- NRI documentation and POA guidance
Options available
- 01
Home Purchase Loan
Up to about 80–90% of the property value.
- 02
Composite Loan
One loan for buying the plot and building the house.
- 03
Self-Construction Loan
Money is released in stages as the construction moves forward.
- 04
Renovation / Improvement Loan
For repairs, extra rooms, roofing, plumbing and interior work.
- 05
Balance Transfer & Top-Up
Move your existing loan to a lower interest rate and get extra funds.
- 06
NRI Home Loan
For property in Kerala. Needs a Power of Attorney to a resident relative, NRE/NRO account routing and foreign income proof.
We prepare your project report and guide the bank process. Approval is decided by the bank.
Not sure where to start? Just ask us.
Tell us what you need. We will explain it in simple words.